Before you speak with a mortgage professional, you may want to have some documents in order; therefore, we've compiled a complete checklist of the most common documents requested. Listed below are some documents that may be required during the mortgage application process (some loan programs may require additional information). Remember to make a copy of everything, and keep the original documents in a safe place.

• Employment Information
  In order to verify your employment, regardless of if you are self-employed, your lender may require the names, addresses and telephone numbers of all your employers for the last two years.
• W-2 Forms
  Your W-2 form is sent from your employer and used to file your income taxes. Generally, you will need to produce your W-2s for the past two years.
• Pay Stubs and Additional Income
  It is important to save your pay stubs, for at least a 30-day period before your mortgage application. Documentation of additional income information, such as Social Security, pension, interest or dividends, rental income, child support, alimony, and self-employment income may also be requested.
• Federal Income Tax Returns
  If you are self-employed, or more than 25% of your income comes from commission, overtime or bonuses, you may need to provide complete copies of federal income tax returns you filed for the two most recent years.
• Account Statements
  You may need to provide statements from all of your accounts (checking, savings, mutual funds, money markets, certificates of deposits, 401k or other retirement accounts) for the last two months to verify the funds available for your down payment.
• Current Debts
  Be prepared to provide the account numbers, current balances and the minimum monthly payments of all credit accounts, such as loans, credit cards, child support and other payments you make

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